SMS Terms & Conditions — KBS Acquisitions
LEGAL · A2P COMPLIANT

SMS Terms & Conditions

Company
KBS ACQUISITIONS INC
To Opt Out
Reply STOP to any message
To Rejoin
Reply START to resume messages
For Help
Reply HELP or call (630) 303-8664

KBS ACQUISITIONS INC provides insurance and financial services. The types of messages you will receive from us via SMS include appointment confirmation texts and reminders, responses to your questions and requests for information, customer service and administration messages and information as well as information pertaining to the services we provide.

You can cancel the SMS service at any time. Simply text "STOP". Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us.

To rejoin, sign up as you did initially, or text START and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly via email to [email protected] or by phone call to (630) 303-8664.

Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries or more information about how we use and protect your personal information, please see our Privacy Policy.

Your Acceptance of These Terms

By providing your phone number and opting in to receive text messages from us, you agree to these terms and conditions. You consent to receive text messages from us using a 10-digit long code (10DLC), which is a standard phone number designated for application-to-person (A2P) messaging. A2P messaging is a type of messaging that allows us to send you information, appointment confirmations and reminders, and customer support messages based on your express consent.

SMS Terms

You understand that 10DLC is a concept that is unique to the SMS industry in the United States and that it is subject to carrier filtering and approval processes. You acknowledge that some of our text messages may be delayed or not delivered due to carrier policies or technical issues.

You also agree that we are not responsible for any charges or fees that you may incur from your carrier for receiving our text messages.

No Data Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties under any circumstances.

Changes to These Terms

KBS ACQUISITIONS INC has the discretion to update these terms at any time, especially to remain compliant with industry requirements and to maintain your privacy and agreement. You acknowledge and agree that it is your responsibility to review these terms periodically and become aware of modifications.

Contacting Us

KBS ACQUISITIONS INC

Email: [email protected]

Phone: (630) 303-8664

Address: 4125 N Drinkwater Blvd, Scottsdale, AZ 85251

Terms & Conditions

1. Acceptance of Terms

By accessing or using the KBS ACQUISITIONS INC website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Services Description

KBS ACQUISITIONS INC is an independent life insurance agency that helps individuals find life insurance coverage through our network of 60+ A-rated insurance carriers. We provide consultation services, coverage comparisons, and facilitate connections between clients and insurance carriers. Approval and coverage are subject to carrier underwriting requirements.

3. No Guarantee of Coverage

While we strive to find the best possible coverage for every client, approval for insurance coverage is not guaranteed. All coverage decisions are made by the insurance carriers and are subject to their individual underwriting guidelines, health requirements, and eligibility criteria.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when using our services or completing any forms. Providing false or misleading information may result in denial of coverage or cancellation of a policy. KBS ACQUISITIONS INC is not responsible for any consequences arising from inaccurate information provided by the client.

5. No Medical or Legal Advice

The information provided on our website and during consultations is for general informational purposes only and does not constitute medical, legal, or financial advice. Always consult with a qualified professional regarding your specific circumstances before making insurance decisions.

6. SMS Communications

By providing your phone number and opting in to SMS communications, you consent to receive text messages from KBS ACQUISITIONS INC. Message and data rates may apply. You may opt out at any time by replying STOP to any message. See SMS Terms above for full details.

7. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. No mobile information will be shared with third parties for marketing or promotional purposes.

8. Intellectual Property

All content on the KBS ACQUISITIONS INC website, including text, graphics, logos, and images, is the property of KBS ACQUISITIONS INC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

KBS ACQUISITIONS INC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to lost profits, data loss, or business interruption, even if we have been advised of the possibility of such damages.

10. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website. Your continued use of our services after any changes constitutes your acceptance of the new terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Maricopa County, Arizona.

12. Contact Information

KBS ACQUISITIONS INC

Email: [email protected]

Phone: (630) 303-8664

Address: 4125 N Drinkwater Blvd, Scottsdale, AZ 85251