Final Expense Insurance — KBS Acquisitions
FINAL EXPENSE · NO MEDICAL EXAM · FROM $20/MO

Protect Your
Loved Ones From
Financial Hardship

Budget-friendly life insurance that covers funeral costs, medical bills, and end-of-life expenses — without a medical examination. Your family shouldn't carry that burden.

No medical exam required Policies from $20/month Instant coverage available
60+A-Rated Carriers
$20/moStarting Premium
4.9★Client Rating
🤝
Coverage that protects
the people you love most.
COVERAGE ACTIVE
$15K
Final expense benefit secured
NO MEDICAL EXAM
Simplified Issue
Guaranteed Issue
Same-Day Approval
★★★★★
"My family won't have to worry about funeral costs. That peace of mind is priceless."
— Verified Client
Final Expense Coverage No Medical Exam Guaranteed Issue Options Funeral Cost Protection Budget-Friendly Premiums 60+ A-Rated Carriers Instant Coverage Final Expense Coverage No Medical Exam Guaranteed Issue Options Funeral Cost Protection Budget-Friendly Premiums 60+ A-Rated Carriers Instant Coverage
🏡
$12K+
Average funeral cost in the US
What to Know

Affordable Protection.
Zero Medical Exams.

Final expense insurance is an affordable policy that can cover funeral costs, medical bills, and other final expenses, so your loved ones won't face financial hardship if something happens to you. This type of insurance lets you customize your coverage by choosing your own benefit amount, based on your individual needs and financial situation.


Let us do the leg work and shop around for you to find the best coverage at the right price for your budget — at no cost to you.


Why Final Expense

Coverage Built for
Real Life. Real Budgets.

Easy Application

Easy digital application, apply in minutes. No long forms, no waiting weeks for an answer.

Minutes
💰

Affordable Premiums

Policies starting at just $20/month. Coverage that fits any budget without sacrificing protection.

$20/mo
🔒

Guaranteed Coverage

Coverage up to $1 million without a medical exam. Guaranteed issue policies available for qualifying applicants.

$1M+
🎯

Flexible Benefit Amounts

Adjustable premiums. Choose your own benefit amount based on your individual needs and financial situation.

Your Choice
What It Covers

Everything Your Family
Shouldn't Have to Pay For

Final expense insurance covers the costs that come at the worst possible time — when your family is grieving and shouldn't be worrying about money.

COVERED

Funeral & Burial Costs

The average US funeral costs $12,000+. Final expense coverage ensures your family never has to drain savings or go into debt.

COVERED

Outstanding Medical Bills

End-of-life medical expenses can pile up fast. Your benefit can be used to settle any outstanding healthcare costs.

COVERED

Other Final Expenses

Legal fees, credit card balances, remaining debts — your family decides how to use the benefit where it matters most.

FREE 15-MINUTE CALL

This is one of the most important phone calls of your life.

We'll review your situation, shop 60+ A-rated carriers, and find the right final expense policy for your needs and budget. No obligation, no pressure.

Client Reviews

What Our Clients Say

★★★★★

"Austin did all the shopping around for me to find the best benefits at the right price for my budget. I couldn't be happier."

CF
Cody Fisher
Final Expense Client
★★★★★

"The peace of mind in knowing my family will be taken care of if anything happens to me is worth its weight in gold."

KW
Kristin Watson
Final Expense Client
★★★★★

"I'm so thankful to know that if I'm injured and can't work my mortgage will still be taken care off. Such a relief."

AF
Albert Flores
Insurance Client
FAQ

Frequently Asked Questions

What is Final Expense Insurance?+

Final expense insurance is a type of whole life insurance specifically designed to cover end-of-life costs including funeral expenses, medical bills, and other final expenses. It protects your loved ones from financial hardship during an already difficult time.

Do I need a medical exam?+

It depends on the insurance carrier and type of policy you choose. Your licensed insurance advisor can provide you options that include instant guaranteed issue policies with no medical exam required, if that is what you would prefer.

How much does Final Expense Insurance cost?+

Every individual policy is different based on your unique situation and the benefits you choose. Policies start as low as $20/month. Your licensed advisor will provide the best options for you, your family and your budget to choose from.

What is Life Insurance?+

Life insurance is a way of transferring financial risk from you to someone else — in this case the life insurance company. Just like you insure your car, house and belongings, why wouldn't you also insure your most valuable asset? Your life and ability to earn an income.

Why Should I Buy Life Insurance?+

The wealthy have done this for years. A single financial incident can change the course of your life. Did you know medical bills are the #1 cause of bankruptcy in the US? Why leave your financial future and that of your family to chance. Instead you can pay just a small monthly premium to have those risks taken care of by someone else.

How Do I Buy Life Insurance?+

Work with a nationally accredited and state licensed life insurance broker who is a fiduciary. This means they have a legal obligation to work for you and provide you with options for the best policy and benefits for your personal situation. We are legally required to put your best interests ahead of everything else.

FREE · NO OBLIGATION · 15 MINUTES

Don't Leave Your Family
With the Bill

Your time is your most valuable resource. Our software combined with experienced agents searches top insurance carriers to find the best coverage for you at the right price for your budget. No medical exam, instant coverage policies are available.

No medical exam options Instant coverage available 60+ carriers compared Zero pressure